The ER charged $2,450.
Medicare pays $171 for the same visit.

Upload your bill. We check every line against Medicare's published national rate and draft a letter asking your hospital to explain the difference.

Check your bill free No card needed for the audit. Takes about a minute.
OVERCHARGED
St. Jude Community Hospital
Acct #987654321
05/12/2026
CPTDescriptionBilled
99213Office visit, level 3$180.00
99285ER visit, level 5$2,450.00
85025Complete blood count$95.00
Medicare rate for 99285: $171.00
+1,332%over the Medicare rate — worth asking why.

Three steps, no billing expertise required

You don't need to know what a CPT code is. We look it up for you.

01

Upload your bill

A PDF or a photo works. From any US hospital, ER, or urgent care.

02

We check every line

Each charge is compared to Medicare's published national rate — a public number, not our opinion.

03

You get a letter

Addressed, dated, and citing the exact codes — ready to print and mail.

Why Medicare's rate?

"You billed $2,450 for a service Medicare reimburses at $171. Please provide an itemized explanation of this charge."

Medicare publishes exactly what it pays for every procedure in the country. It's not a "fair price" — it's a documented, government benchmark nobody can dispute the source of.

0
Official Medicare codes in our database

Check your bill

Free to see what we find. Pay only if you want the letter.

1. Upload
2. Analysis
3. Comparison
4. Letter
Your file isn't stored after your session Encrypted connection (HTTPS) No credit card for the free scan

Questions people ask before uploading

Is it legal to dispute my bill using Medicare rates?

Yes. Medicare rates are a public, government-published benchmark. Citing them to request an itemized review is a normal, lawful practice.

Will this affect my credit score?

Disputing a bill directly with a hospital's billing department typically pauses collections while the review is pending. Confirm directly with your hospital's billing office.

How long do hospitals usually take to respond?

The letter requests a written response within 30 days. The Pro plan includes a follow-up letter template if you don't hear back.

Is my personal and medical information kept private?

Your bill is processed to extract the data needed for your letter and isn't stored after your session ends.

Do I need a lawyer to use this?

No. CureMyBill generates a request for itemized review that you send yourself. It isn't legal advice.